About Uniqfund Pte Ltd
We recognize that funders in the Singapore’s crowdfunding market are taking a high-risk high-return approach. To mitigate the risk, funders are advised to spread their risks by funding many loans, or to select the “good ones” by assessing the risk profile of the businesses. Unlike other crowdfunding, Uniqfund manages risk. We guarantee all loans so that Uniqfund funders can receive attractive annualised returns of between 4-7% with the knowledge that all their principals and earned interests are protected. This means you won’t need to evaluate the risk associated with any loan. All of our loans are guaranteed by HT Capital Pte Ltd (HTC). HTC has secured assets from qualified investors who are confident enough in our risk management process to guarantee 100% of the loans on the Uniqfund platform. HT Capital Pte Ltd will increase the guarantee amount as required so that there is always sufficient monetary value to cover all loans.
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